Our Practice Areas
Klein & Sheridan focuses on consumer protection and bankruptcy. We represent people dealing with debt lawsuits, creditor abuse, credit reporting errors, mortgage-servicing problems, and serious financial distress across West Virginia, North Carolina, and Washington.
Consumer Problems, Handled in One Place
Many clients come to us with overlapping problems: collection calls, bad credit reporting, mortgage errors, or lawsuits. We identify the right legal path and pursue the claims or defenses that actually move the case forward.
Bankruptcy
Chapter 7 and Chapter 13 bankruptcy filings to eliminate crushing debt, stop wage garnishments, prevent foreclosure, and give your family the fresh financial start you deserve.
Learn MoreCredit Report Errors
Errors on your credit report can cost you jobs, homes, and loans. We hold Equifax, Experian, TransUnion, and data furnishers accountable under the Fair Credit Reporting Act.
Learn MoreCreditor Harassment & Illegal Fees
Harassing calls, threats, abusive tactics, and unauthorized charges are illegal under state consumer protection laws. We sue creditors, collectors, and companies that cross the line and make them pay.
Learn MoreDebt Collection Defense
Being sued does not mean the creditor is right. We challenge service, standing, account proof, inflated balances, and unsupported interest or fee claims.
Learn MoreMortgage Issues
Your home is your most important asset. We pursue claims under RESPA and state law against mortgage servicers who misapply payments, force unnecessary insurance, or wrongfully deny loan modifications.
Learn MoreConstruction Disputes
When contractors fail to deliver on their promises, leave work unfinished, or perform shoddy construction, we help homeowners recover their losses and enforce their rights.
Learn MoreA Firm Built to Protect Consumers
We are not a general practice firm squeezing consumer cases in between unrelated work. Our attorneys and staff deal every day with the banks, debt buyers, collectors, credit bureaus, and mortgage servicers that cause these problems.
That focus matters. It means we know the statutes, the records that prove a case, the defenses collectors rely on, and when a dispute belongs in negotiation, bankruptcy court, or litigation.
Our Approach to Every Case
Free Consultation
We review your situation at no cost and explain your legal options in plain English.
Investigation & Strategy
We gather evidence, review documents, and build a customized legal strategy for your case.
Negotiation or Litigation
We press the case where it belongs, whether that means settlement pressure, motion practice, bankruptcy relief, or filing suit.
Results That Matter
Our goal is a concrete outcome: stopping the harm, fixing the reporting, defending the claim, or recovering money when the law allows it.
Not Sure Which Practice Area Fits Your Situation?
If you are not sure which claim fits your situation, start with a consultation. We will sort out the legal issues and tell you what is worth pursuing.