Three Easy Steps

  1. Free Credit Check & Review – Talk to a lawyer, not a call-center rep.

  2. We Fight the Bureaus – Formal disputes, demand letters, lawsuits if needed.

  3. You Get Results & Compensation – Errors deleted, score rebounds, possible cash for the hassle.

Fair Credit Reporting Act Help – Credit Report Errors Fixed for Free

Your credit report should open doors, not slam them. If mistakes or identity theft are dragging your score down, our consumer-protection lawyers in North Carolina, Washington, and West Virginia will make the credit bureaus pay to put things right—so you never pay us out-of-pocket.

Fair Credit Reporting Act (FCRA) = YOUR leverage

If the bureaus don’t fix errors within 30 days, they owe damages and our fees—not you.

What Sets Klein & Sheridan Apart?

  • Licensed in NC, WA, WV – Local reach, federal courtroom muscle.

  • Zero-Fee Promise – We only get paid if we recover money under the FCRA.

  • 25+ Years’ Focus on Consumer Law – Not a credit-repair mill.

  • Personal Service – Direct access to attorneys by text or video.

Frequently Asked Questions

How long does it take?
Many errors are removed within 60–90 days once we escalate. Complex identity-theft cases that require litigation can take much longer, but you’ll see regular progress and we will always be in touch.

Will my score really improve?
Yes. When negative items come off, FICO and VantageScore recalculate immediately, often boosting scores 50–100+ points.

What does it cost?
Nothing upfront. FCRA requires reporting agencies to pay damages and, in some cases, attorney fees if they fail to comply with the rules. Most of our cases are conducted on a contingency fee basis, which means we don’t get paid unless we get money for you.

Ready to Clean Your Report?

Call or text (800) 995-5152 24/7, or click “Fix My Credit” below for a free legal review in minutes. Stop paying for the bureaus’ mistakes—make them pay you instead.

Klein & Sheridan, LC - Serving NC | WA | WV - Offices & virtual consults statewide

We are a debt-relief agency. We help consumers enforce their rights under the Fair Credit Reporting Act.